Lisa Baker with RE/MAX equity group, inc.:

New Right Now:

Distressed Sellers - If you're having trouble paying your mortgage, it might be time to explore your options.Give me a call or email me and I'll supply you with a list of resources for your area that may help you avoid foreclosure. Talk to me if you're needing to sell quickly or for less than you owe on the property.

First Time Homebuyers - It's an astonishing time to buy! The government is offering an $8000 tax credit for first-timers that can cover your downpayment or your closing costs. Borrow from your 401k or from family or friends, then pay the money back in your tax refund.

Last of the Zero-Down Programs - USDA Rural Home Loan programs, which allow you to buy with nothing down, are still available if you buy in an eligible town. Those include every town in Yamhill County except McMinnville. FHA loans are also still available, with a 3.5 percent downpayment.

For All Buyers - Buyer's agent services are free to you! Always. You do not have to pay me. I am a full-service agent, which means I find houses that fit your needs, open houses for you, research the houses you like (history, time on market, price adjustments so far, features and systems, neighborhood detail), write your offer, negotiate your best possible deal, oversee title and escrow, inspection and closing. Then, I hand you the keys! Woo hoo!

What you can expect when you work with me:

Full service: I do it all, from the beginning to the close of your transaction: preparation and research, negotiation, advertising, networking. If your deal hits a bump, I use every tool in the book -- and a few creative ideas -- to get you to a favorable closing.

Active marketing: If your home is on the market with me, I'm working to sell it every single day. I believe in going out and looking for your buyer rather than waiting for your buyer to come to you. Ask me how!

Advocacy: If you're a buyer, my job is to get you the best possible deal. I don't stop at what's listed, but beat the bushes for that elusive "just right" property you're looking for. If you're a seller, my job is to protect your interests and assure that your property fetches the highest price it can in the shortest possible time.

Accessible: I am in constant communication with my clients. You never have to wonder what's going on with your transaction.

Why? Because my aim is not just the successful conclusion of this one deal, but to gain your business --and your friendship -- for years to come.